- Permanent Life Highlights
- Whole Life, UL – Traditional Cash Value , Guaranteed Death Benefit and High Early Cash Value products
- Minimum Face – $50,000 ( UL ) or $25,000 ( WL ) ;
- Senior Life – Simplified Underwriting- final expense policies
- Issue Ages 0 – 85
- Term Life Highlights
Run a Term Life Comparison Yourself
- Competitive Term w/ Many Carriers
- Quick Applications w/ several companies
- Guaranteed Level Periods ( 10, 15, 20, 25, 30 Years )
- Minimum Face – $100,000 most carriers
- Issue Ages 18 – 70 (depending upon product and state)
- Survivorship Life Highlights
- Universal or Whole Life ? accumulation or guarantee products
- Minimum Face – $50,000
- Issue with one uninsurable
- Issue Ages 0-90
Submit Your Online Survivorship Life Illustration Request Here
- Disability Income Highlights
- Individual &Multi-Life Disability
- Simplified Underwriting (no meds or financials) up to $3500/month
- Disability Buy-Out and Overhead Expense
- Guaranteed Renewable Available
- Non Cancelable and Own Occ Definitions Available
- Many Occupations Covered ( from Blue to White Collar )
- Long Term Care Highlights
- Partnership and Non-Partnership Plans
- Newer LifeStage type products and Life/LTC hybrid products
- Contract Types: Daily, Monthly, Indemnity
- Discounts Available:
- Preferred Health
- Marital &Spousal
- Affinity Group
- Multi Life
- Payment Options ? 10 yr paid up, to age 65, and others
- Annuity Highlights
- Single Premium Deferred Annuity
- Single Premium Immediate Annuity
- Flexible Premium Deferred Annuity
- Equity Index Annuity
- Guaranteed Rates ( 1 – 5 Years )
- Surrender Schedules ( 4 ,5, 7, 9 +Years )
Click Here for Current Annuity Rates?(for best viewing, please print)